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Now in private beta

You earn well.

But do you know when you can stop working?

Track your FI date, live.

Explore the demo
or
Good morning, Jane.
FI Progress
68%
$4.51M of $6.64M
Years to FI
7 yrs
On track
Savings Rate
+58%
Target hit
Your dining spend costs you 1.2 retirement years. A $200 cut moves FI from 9 to 7 yrs.
See impact
$4,600/yr recovered. Employer match now fully claimed.
Done
Your 401k is in a fund charging 0.58% more than the equivalent Vanguard index. On $280K, that's $1,624/yr in silent drag.
Easy switch
Connects with
+ 12,000 more

Not a budgeting app.
A FI co-pilot.

FI tracking, automatically
Connect once. HENRY always knows your number, your runway, and whether you're on pace. No spreadsheet to maintain.
Every dollar, in FI terms
$800/mo dining = 1.8 retirement years. HENRY converts every category so you stop optimizing in the wrong unit.
Insights from your latest transactions
Weekly and monthly, HENRY reads your recent behavior and tells you how it moved your FI date. Your numbers, not averages.
Ask anything, get real answers
"If I take the new job at 30% more salary but worse 401k matching, does my FI date move?" HENRY answers from your actual accounts, not averages.

Dollars are the wrong unit.

You've been optimizing for a number that doesn't tell you anything useful. HENRY converts your spending into the one unit that actually matters: time.

What you spend
$800/mo
Dining out
→
What it costs
1.8 years
Longer to your FI date
→
What moves it
Cut $200/mo,
FI moves 2 yrs
Now it's your decision
Running in the background

Money you didn't know you were missing.

While HENRY tracks your FI timeline, it scans for structural leaks. Unclaimed 401k match, fee-heavy funds, dead subscriptions. Fix once, compound for years.

401k in high-fee fund · 0.68% vs 0.10%
TIAA CREF target-date · Vanguard equivalent available
+$1,624/yr
HSA contribution gap · $2,350 left for 2026
Triple tax-advantaged · unused limit invests & rolls over
+$846/yr
3 subscriptions, no activity in 90 days
Peloton · Adobe · LinkedIn Premium
+$1,728/yr
Found for you this year $4,198

Up and running in minutes.

01
Connect your accounts
Link banks, investments, and credit cards. Read-only access, HENRY can never move your money. Most users connect everything in under 2 minutes.
02
Watch your wealth come into focus
HENRY automatically builds your FI timeline, surfaces hidden opportunities, and generates personalized insights, all in one place and always current.

What HENRYs are saying

★★★★★
"I was running my FI number in a spreadsheet twice a year, max. I'd update it, feel good, not think about it for months. HENRY just keeps it current. I check it the way I check my bank balance now."
MR
Marcus R.
Software Engineer · San Francisco
★★★★★
"I knew I spent a lot on dining. I didn't know it was 1.2 years longer at my desk. Those are not the same piece of information."
SL
Sarah L.
Attorney · New York
★★★★★
"I asked it what would happen to my FI date if I took the new job offer. It had the answer in a few seconds, based on my actual numbers. That's hours of spreadsheet work I didn't have to do."
JM
Jordan M.
Product Designer · Chicago
Private beta · Limited spots

Know your real FI number today.

Connect your accounts in 2 minutes. HENRY does the rest.

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or join the waitlist

No credit card. Read-only bank access. Cancel anytime.

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